Blog
Tips, guides, and insights to help you convert currency smarter.
How to Get the Best Exchange Rate
Not all currency converters are fair. Learn how to spot hidden markups and get the real mid-market rate — the same one banks use behind the scenes.
Read More →1. Avoid Airport & Hotel Kiosks
Airport currency exchanges often charge 10–15% above the real rate. They bank on your urgency. Always withdraw local cash from ATMs instead.
2. Use the Mid-Market Rate
The true rate is the "mid-market rate" — the midpoint between buy and sell prices. Google, XE, and our tool show this rate. If a service doesn’t, they’re hiding a markup.
3. Say No to Dynamic Currency Conversion (DCC)
When paying abroad, if the terminal asks to charge you in your home currency (e.g., USD instead of EUR), say NO. This "service" adds 5–8% in hidden fees.
Travel Money Tips for Europe
Planning a trip to Europe? Avoid overpaying at airport kiosks. We show you how to prepare your euros in advance — with zero fees.
Read More →Carry Cards, Not Cash
Use a no-foreign-transaction-fee card (like Revolut or Wise) for purchases. It gives you the real rate with no markup.
Withdraw in Local Currency
When using ATMs, always choose to pay in local currency (EUR), not your home currency. Otherwise, you’ll get a bad rate.
Use Public Transport Cards
Cities like Paris, Berlin, and Amsterdam offer reloadable transit cards — often cheaper than taxis or rideshares.
Digital Nomads & Currency Conversion
Working remotely from Bali to Lisbon? Here’s how to manage multiple currencies without losing money to bad rates or fees.
Read More →Use Multi-Currency Accounts
Services like Wise, Revolut, and Payoneer let you hold, convert, and send money in 40+ currencies — all in one app.
Automate Invoicing
If you're a freelancer, use tools like PayPal or Wise to invoice clients in their currency and receive funds in yours — instantly.
Track Expenses Daily
Use apps like Wallet or Excel to log daily spending and see how exchange rates affect your budget.
Avoid These Currency Exchange Mistakes
From dynamic currency conversion to hidden fees, we break down the top 5 mistakes travelers make — and how to avoid them.
Read More →1. Accepting DCC at POS
Always choose to pay in local currency at checkout — never let the machine convert for you.
2. Using Hotel Exchange Services
Hotels often offer the worst rates. Use ATMs or trusted apps instead.
3. Not Checking the Final Amount
Always verify the final amount after conversion — some services add fees after the rate is shown.
Live Rates: How We Update Every 30 Seconds
Behind the scenes: How we pull real-time data from trusted financial sources to give you the most accurate rates possible.
Read More →Data Sources
We pull rates from Bloomberg, Reuters, and central bank feeds — not user-generated or delayed data.
Update Frequency
Our system refreshes every 30 seconds to reflect real market movements — no stale data.
No Markup
What you see is the true mid-market rate. We don’t inflate it like banks or kiosks.
Why Banks Charge So Much for FX
It’s not just fees — banks often hide profit in the exchange rate itself. We explain how it works and how to beat the system.
Read More →The Hidden Markup
Banks add 3–8% to the exchange rate — not as a fee, but as a "spread." You don’t see it, but you pay it.
FX Fees on Top
Many banks charge an additional 1–3% fee on top of the bad rate. Total cost: 5–10% per transaction.
How to Avoid It
Use transparent tools like CurrencyConverter.app or Wise. They show the real rate and charge zero markup.